← All products SACCO / microfinance

Membership, savings and credit with controlled approvals

Automate the member roll, savings ledger, loan book and accounting entries while keeping tellers, loan officers, auditors and administrators inside their own permissions. Every money movement is audited.

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Membership and shares

  • Member registry, next of kin and groups
  • Share capital and dividend registers
  • Member self-service
  • Membership and portfolio reporting

Savings

  • Savings accounts and transaction ledger
  • Fixed deposits and target savings
  • Teller sessions and standing orders
  • Savings reports and statements

Credit and loans

  • Applications, approvals and disbursement
  • Repayment schedules and repayments
  • Guarantors, collateral and credit checks
  • Write-offs and portfolio reporting

Treasury and accounting

  • Chart of accounts, journals and lines
  • Budgets, expenses and suppliers
  • Bank accounts, cheques and clearing
  • Cash transfers and mobile money

Insurance

  • Credit-life products
  • Policies and premiums
  • Claims and benefits
  • Member coverage registers

Digital banking

  • SMS banking records and notifications
  • API clients for integrations
  • Appointments and member communication
  • Internal staff chat excluded from member accounts

Explore the SACCO demonstration

Open administrator, teller, loan officer or member views with sample data.